Quick facts: El campo, TX

Quick Facts

99.5
Cost of Living
below US average
12,179
Population
45.24
Crime Rate per 1000
above US average
$62,667
Median Income
below US average
$235,000
Median House Price
above US average
$1279.25
Average Rent
below US average
11%
Poverty Rate
above US average
5.2%
Unemployment Rate
above US average

πŸ’΅ Affordability Calculator

Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $62,667.

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Income Needed to Buy

βœ— Stretch
$74k/year
Based on $235,000 median home price
Assumes 30-year mortgage at 7% with 20% down payment
⚠️ Requires $74k vs median $62,667
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Income Needed to Rent

βœ“ Affordable
$55k/year
Based on $1279.25/month average rent
Annual income where rent = 28% of gross
πŸ“Š Median income ($62,667) exceeds requirement
πŸ’‘ 28/36 Rule: Housing ≀28% of gross income, total debt ≀36%. This is a guideline used by many lenders.

Overview for El campo, TX

El Campo is a city located in Wharton County, Texas, known for its rich agricultural heritage and small-town charm. With a population of around 11,000 residents, it provides a close-knit community atmosphere while still offering access to essential services and amenities. The city's history dates back to the early 1900s and features a variety of historic buildings, including the Wharton County Historical Museum, which showcases the area's past. El Campo is strategically situated along U.S. Highway 59, providing convenient access for travelers and businesses alike. Outdoor enthusiasts can enjoy the lush landscapes surrounding the city, with opportunities for fishing, hiking, and wildlife observation. The nearby Colorado River and local parks offer recreational activities for families and individuals. El Campo also hosts several annual events, including the Rice Festival, which celebrates the region’s agricultural roots and brings the community together for food, fun, and entertainment. The local economy is supported primarily by agriculture, with rice and cattle farming playing significant roles. Overall, El Campo offers a blend of modern conveniences and traditional Texan hospitality, making it a welcoming place to live or visit.

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