Denison, TX — Cost of Living & Relocation Guide
Population: 26,328
📍 Some data sourced from nearby metro area
About Denison, TX
Welcome to our comprehensive guide to Denison, TX. With a population of 26,328, Denison features a cost of living index of 70.7 (29.3% below the national average of 100). The local economy supports a median household income of $58,930 (21% below the national average), while the real estate market offers homes at a median price of $239,000.
Explore our detailed crime and safety data (35% below the national average), school ratings, tax information, and climate data below. Compare Denison with Houston or other cities.
📅 Data last updated: February 2026 | Sources: U.S. Census Bureau ACS, FBI UCR, BLS
Denison, TX Quick Facts & Key Statistics
💡City Insights
Denison scores 8/10 for affordability, 8/10 for safety, and 6/10 for family-friendliness — an excellent overall profile. Its strongest aspect is affordability, making it particularly suitable for budget-conscious buyers. This balanced profile makes Denison worth considering for various lifestyle priorities.
Living in Denison, TX
Denison, Texas, located in Grayson County, is a charming city positioned on the banks of Lake Texoma and near the border with Oklahoma. With a rich history dating back to the late 19th century, Denison was founded as a key railroad hub and has grown into a vibrant community known for its small-town charm, friendly atmosphere, and historical significance. The city offers a variety of recreational opportunities, particularly around Lake Texoma, where residents and visitors can enjoy fishing, boating, and camping. Denison is home to several parks and outdoor spaces, making it ideal for families and nature enthusiasts. Culturally, Denison boasts a number of historical sites and museums, including the Denison Depot, which highlights the city's railroad heritage. The downtown area features unique shops, local restaurants, and community events that foster a close-knit environment. Denison's educational facilities are served by the Denison Independent School District, offering quality education to its young residents. With its blend of history, recreation, and community spirit, Denison is a delightful place to live and visit in Texas.
How Denison Compares
Black line indicates US average
💵 Affordability Calculator
Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $58,930.
Income Needed to Buy
Income Needed to Rent
Pros & Cons of Moving to Denison, TX
Pros
- • Friendly residents overall
- • Festivals and events hosted
- • Family-friendly environment
- • Diverse local restaurants
- • Plenty of outdoor activities
- • Growing job market
- • Low cost of living
- • Access to nearby lake
- • Good local schools available
- • Close-knit community vibe
Cons
- • Less cultural diversity
- • Some schools underperforming
- • Limited shopping selections
- • Far from major cities
- • Limited nightlife options
- • Higher crime rates reported
- • Economic growth is slow
- • Fewer activities for teens
- • Political views may clash
- • Public transport criticism
Frequently Asked Questions
What is the cost of living in Denison, TX? ▼
The cost of living in Denison, TX is 29% lower than the national average, with a cost of living index of 71 (where 100 represents the U.S. average). Housing typically accounts for the largest portion of living expenses. See full cost of living breakdown →
How much does it cost to buy or rent a home in Denison, TX? ▼
In Denison, TX, The median home price is $239,000. requiring approximately $94,071 annual income to afford. Average rent is $1,473/month (requiring ~$58,916/year income). The local median household income is $58,930, making homeownership attainable for typical residents. Explore Denison real estate data →
Is Denison, TX a safe place to live? ▼
Denison, TX is average in terms of safety, with crime rates near the national average. The crime rate is 15.0 per 1,000 residents. Safety varies significantly by neighborhood. View detailed Denison crime statistics →
What salary do you need to live comfortably in Denison, TX? ▼
To live comfortably in Denison, TX and afford a median-priced home of $239,000, you would typically need a household income of $59,750 to $74,688 per year. The local median household income is $58,930. Renting requires approximately $58,916/year (at $1,473/month). See full affordability analysis →
What are the job opportunities like in Denison, TX? ▼
Denison, TX has an unemployment rate of 4.7%, which is above the national average of 3.7%. The median household income is $58,930, suggesting moderate local economic conditions. View Denison employment & demographics →
Is Denison, TX growing? ▼
Denison, TX has a population of 26,328. As a smaller community, population trends depend on local housing development, job growth, and quality of life factors. The affordable housing market and competitive job market shape migration patterns. See Denison population demographics →
What are the best neighborhoods in Denison, TX? ▼
The best neighborhoods in Denison, TX depend on your priorities. For families, look for areas near top-rated schools with lower crime rates. For affordability, neighborhoods throughout the city offer good value since the median home price of $239,000 is below the national average. Explore Denison on our interactive map →
What is the commute like in Denison, TX? ▼
Commute times in Denison, TX vary by neighborhood and workplace location. As a smaller community, residents typically drive, as public transit is limited. The affordable cost of living may allow for housing closer to employment centers. Explore commute times on our map →
How are the taxes in Denison, TX? ▼
Tax rates in Denison, TX include state and local components. The cost of living index of 71 suggests a lower overall tax and expense burden cost environment compared to the national average. View detailed Denison tax information →
How does Denison, TX compare to Houston? ▼
Denison, TX offers a more affordable alternative to nearby communities. With a cost of living index of 71, median home prices of $239,000, and a crime rate of 15.04 per 1,000 residents, you can compare these metrics side-by-side. Compare Denison vs Houston →
What is the weather like in Denison, TX? ▼
Weather in Denison, TX varies by season. Climate data varies by season. View detailed Denison climate & environment data →
Explore Denison in Detail
📅 Last Updated: February 2026
Sources: U.S. Census Bureau (ACS), FBI Uniform Crime Reports, Bureau of Labor Statistics