Birmingham, AL — Cost of Living & Relocation Guide
Population: 196,910
📍 Some data sourced from nearby metro area
About Birmingham, AL
Welcome to our comprehensive guide to Birmingham, AL. With a population of 196,910, Birmingham features a cost of living index of 67.69 (32.3% below the national average of 100). The local economy supports a median household income of $42,464 (43% below the national average), while the real estate market offers homes at a median price of $114,900.
Explore our detailed crime and safety data (286% above the national average), school ratings, tax information, and climate data below. Compare Birmingham with Huntsville or other cities.
📅 Data last updated: February 2026 | Sources: U.S. Census Bureau ACS, FBI UCR, BLS
Birmingham, AL Quick Facts & Key Statistics
💡City Insights
Birmingham scores 10/10 for affordability, 2/10 for safety, and 3/10 for family-friendliness — an good overall profile. Its strongest aspect is affordability, making it particularly suitable for budget-conscious buyers. However, safety is a weaker area that prospective residents should consider carefully.
Living in Birmingham, AL
Birmingham, Alabama, nestled in the central part of the state, is known for its rich history, vibrant culture, and diverse economy. Established in 1871, it quickly became a major industrial center, particularly known for its steel production. Today, Birmingham is a thriving city with a population of around 200,000 marked by a blend of historical landmarks and modern developments. Notable attractions include the Birmingham Civil Rights Institute, which honors the city's pivotal role in the civil rights movement, and the Birmingham Museum of Art, featuring an extensive collection of art from various periods and cultures. The city’s culinary scene is also noteworthy, offering everything from traditional Southern cuisine to innovative dining experiences. Birmingham boasts beautiful green spaces like Railroad Park and the Birmingham Botanical Gardens, ideal for outdoor enthusiasts. The city serves as a healthcare and education hub, home to institutions like UAB (University of Alabama at Birmingham). With its southern charm, dynamic arts scene, and historical significance, Birmingham remains a key player in the cultural and economic landscape of Alabama.
How Birmingham Compares
Black line indicates US average
💵 Affordability Calculator
Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $42,464.
Income Needed to Buy
Income Needed to Rent
Pros & Cons of Moving to Birmingham, AL
Pros
- • Friendly community vibes
- • Rich historical significance
- • Access to outdoor activities
- • Good music and arts scene
- • Diverse dining choices
- • Growing job market
- • Affordable housing options
- • Family-friendly events available
- • Strong college presence
- • Emerging tech industry
Cons
- • High crime rates reported
- • Traffic congestion issues
- • Limited nightlife options
- • Healthcare access challenges
- • Limited public transportation
- • Perception of racism exists
- • Weather can be oppressive
- • Public schools need improvement
- • Some areas are not walkable
- • Economic inequality present
Frequently Asked Questions
What is the cost of living in Birmingham, AL? ▼
The cost of living in Birmingham, AL is 32% lower than the national average, with a cost of living index of 68 (where 100 represents the U.S. average). Housing typically accounts for the largest portion of living expenses. See full cost of living breakdown →
How much does it cost to buy or rent a home in Birmingham, AL? ▼
In Birmingham, AL, The median home price is $114,900. requiring approximately $67,479 annual income to afford. Average rent is $1,546/month (requiring ~$61,854/year income). The local median household income is $42,464, making homeownership attainable for typical residents. Explore Birmingham real estate data →
Is Birmingham, AL a safe place to live? ▼
Birmingham, AL is average in terms of safety, with crime rates near the national average. The crime rate is 88.7 per 1,000 residents. Safety varies significantly by neighborhood. View detailed Birmingham crime statistics →
What salary do you need to live comfortably in Birmingham, AL? ▼
To live comfortably in Birmingham, AL and afford a median-priced home of $114,900, you would typically need a household income of $28,725 to $35,906 per year. The local median household income is $42,464. Renting requires approximately $61,854/year (at $1,546/month). See full affordability analysis →
What are the job opportunities like in Birmingham, AL? ▼
Birmingham, AL has an unemployment rate of 3.6%, which is below the national average of 3.7%. The median household income is $42,464, suggesting developing local economic conditions. View Birmingham employment & demographics →
Is Birmingham, AL growing? ▼
Birmingham, AL has a population of 196,910. As a mid-to-large city, population trends depend on local housing development, job growth, and quality of life factors. The affordable housing market and competitive job market shape migration patterns. See Birmingham population demographics →
What are the best neighborhoods in Birmingham, AL? ▼
The best neighborhoods in Birmingham, AL depend on your priorities. For families, look for areas near top-rated schools with lower crime rates. For affordability, neighborhoods throughout the city offer good value since the median home price of $114,900 is below the national average. Explore Birmingham on our interactive map →
What is the commute like in Birmingham, AL? ▼
Commute times in Birmingham, AL vary by neighborhood and workplace location. As a mid-size community, most residents rely on personal vehicles, though public transit options may be available. The affordable cost of living may allow for housing closer to employment centers. Explore commute times on our map →
How are the taxes in Birmingham, AL? ▼
Tax rates in Birmingham, AL include state and local components. The cost of living index of 68 suggests a lower overall tax and expense burden cost environment compared to the national average. View detailed Birmingham tax information →
How does Birmingham, AL compare to Huntsville? ▼
Birmingham, AL offers a more affordable alternative to nearby communities. With a cost of living index of 68, median home prices of $114,900, and a crime rate of 88.7 per 1,000 residents, you can compare these metrics side-by-side. Compare Birmingham vs Huntsville →
What is the weather like in Birmingham, AL? ▼
Weather in Birmingham, AL varies by season. Climate data varies by season. View detailed Birmingham climate & environment data →
Explore Birmingham in Detail
📅 Last Updated: February 2026
Sources: U.S. Census Bureau (ACS), FBI Uniform Crime Reports, Bureau of Labor Statistics