Quick facts: Westphalia, KS

Quick Facts

97.6
Cost of Living
below US average
129
Population
193.8
Crime Rate per 1000
above US average
$42,500
Median Income
below US average
$292,000
Median House Price
above US average
$1299
Average Rent
below US average
Poverty rate Data is updating, will be available soon
3.5%
Unemployment Rate
below US average

πŸ’΅ Affordability Calculator

Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $42,500.

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Income Needed to Buy

βœ— Stretch
$92k/year
Based on $292,000 median home price
Assumes 30-year mortgage at 7% with 20% down payment
⚠️ Requires $92k vs median $42,500
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Income Needed to Rent

⚠ Stretch
$56k/year
Based on $1299/month average rent
Annual income where rent = 28% of gross
⚠️ Requires $56k vs median $42,500
πŸ’‘ 28/36 Rule: Housing ≀28% of gross income, total debt ≀36%. This is a guideline used by many lenders.

Overview for Westphalia, KS

Westphalia is a small, charming community located in Anderson County, Kansas. Nestled in the heart of the Midwest, it embodies a rural lifestyle surrounded by beautiful farmlands and serene landscapes. With a population of just a few hundred residents, Westphalia offers a close-knit community atmosphere where neighbors know one another. The town is rich in history, founded by German immigrants in the late 19th century, which is reflected in its architecture and local traditions. The vibrant community centers around a few local businesses, a community center, and a picturesque park that hosts various events throughout the year. Outdoor enthusiasts can enjoy the many recreational opportunities nearby, including fishing and hiking in the stunning natural surroundings. The close proximity to larger cities like Garnett and Burlington provides residents with additional amenities while maintaining the peaceful charm of a small town. Overall, Westphalia is a delightful place for those seeking a quiet, rural lifestyle with a strong sense of community and rich cultural heritage.

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