Quick facts: West plains, MO

Quick Facts

94.1
Cost of Living
below US average
12,528
Population
35.92
Crime Rate per 1000
above US average
$38,676
Median Income
below US average
$219,900
Median House Price
above US average
$575.0
Average Rent
below US average
13%
Poverty Rate
above US average
4.5%
Unemployment Rate
above US average

πŸ’΅ Affordability Calculator

Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $38,676.

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Income Needed to Buy

βœ— Stretch
$69k/year
Based on $219,900 median home price
Assumes 30-year mortgage at 7% with 20% down payment
⚠️ Requires $69k vs median $38,676
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Income Needed to Rent

βœ“ Affordable
$25k/year
Based on $575.0/month average rent
Annual income where rent = 28% of gross
πŸ“Š Median income ($38,676) exceeds requirement
πŸ’‘ 28/36 Rule: Housing ≀28% of gross income, total debt ≀36%. This is a guideline used by many lenders.

Overview for West plains, MO

West Plains, Missouri, is a charming city located in the southern part of the state, primarily known for its beautiful natural surroundings and rich history. Nestled in Howell County, the city serves as a hub for tourism and commerce in the Ozarks region. With a population of approximately 12,000 residents, West Plains combines small-town friendliness with access to essential amenities and services. The area boasts numerous outdoor recreational opportunities, offering access to hiking, fishing, and camping, particularly in nearby Mark Twain National Forest. The scenic Ozark landscape provides a picturesque backdrop, attracting nature enthusiasts and photographers alike. West Plains is also rich in cultural heritage. It features several historical sites, including the West Plains Historic Courthouse and the carefully preserved downtown district. The city hosts various community events, such as the Old Time Music, Ozark Heritage Festival, celebrating its musical roots. With a strong sense of community and a variety of local businesses, West Plains offers a welcoming environment for residents and visitors. The city's blend of history, culture, and natural beauty makes it a unique destination in Missouri.

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