Quick facts: Waikoloa, HI

Quick Facts

148.9
Cost of Living
above US average
7,418
Population
18.2
Crime Rate per 1000
below US average
$103,135
Median Income
above US average
$1,004,998
Median House Price
above US average
$2993.75
Average Rent
above US average
8%
Poverty Rate
below US average
3.2%
Unemployment Rate
below US average

πŸ’΅ Affordability Calculator

Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $103,135.

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Income Needed to Buy

βœ— Stretch
$315k/year
Based on $1,004,998 median home price
Assumes 30-year mortgage at 7% with 20% down payment
⚠️ Requires $315k vs median $103,135
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Income Needed to Rent

⚠ Stretch
$128k/year
Based on $2993.75/month average rent
Annual income where rent = 28% of gross
⚠️ Requires $128k vs median $103,135
πŸ’‘ 28/36 Rule: Housing ≀28% of gross income, total debt ≀36%. This is a guideline used by many lenders.

Overview for Waikoloa, HI

Waikoloa is a beautiful census-designated place located on the Big Island of Hawaii, known for its stunning beaches, luxurious resorts, and breathtaking natural scenery. Situated along the western coast, Waikoloa benefits from a warm, sunny climate that attracts visitors year-round. The area boasts the renowned Waikoloa Beach Resort, which features upscale accommodations, championship golf courses, and a variety of dining options. Outdoor enthusiasts can explore the nearby Kohala Coast, characterized by volcanic landscapes, lush greenery, and sparkling ocean views. Popular activities include snorkeling, diving, and hiking through the picturesque trails of the surrounding parks. The iconic Anaeho'omalu Bay is a prime spot for swimming and sunbathing, while the historical sites, such as the petroglyphs at Waikoloa, provide a glimpse into ancient Hawaiian culture. Shopping and dining in Waikoloa offer a unique blend of local and international flavors, with markets and restaurants reflecting the diverse heritage of the islands. Overall, Waikoloa is a captivating destination that perfectly encapsulates the allure of Hawaii's natural beauty and rich history.

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