Quick facts: Vista, CA

Quick Facts

115.2
Cost of Living
above US average
97,766
Population
18.39
Crime Rate per 1000
below US average
$88,715
Median Income
above US average
$759,000
Median House Price
above US average
$3026.69
Average Rent
above US average
11%
Poverty Rate
above US average
4.9%
Unemployment Rate
above US average

πŸ’΅ Affordability Calculator

Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $88,715.

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Income Needed to Buy

βœ— Stretch
$238k/year
Based on $759,000 median home price
Assumes 30-year mortgage at 7% with 20% down payment
⚠️ Requires $238k vs median $88,715
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Income Needed to Rent

⚠ Stretch
$130k/year
Based on $3026.69/month average rent
Annual income where rent = 28% of gross
⚠️ Requires $130k vs median $88,715
πŸ’‘ 28/36 Rule: Housing ≀28% of gross income, total debt ≀36%. This is a guideline used by many lenders.

Overview for Vista, CA

Vista, California, located in San Diego County, is a vibrant city known for its beautiful landscapes, mild weather, and thriving community. Nestled in the foothills of Northern San Diego County, Vista boasts a rich blend of residential areas, commercial districts, and natural amenities. The city is home to several parks, including the ample Buena Vista Park and the scenic Vista Sports Park, which provide recreation opportunities for families and outdoor enthusiasts. Vista’s downtown area features an array of shops, restaurants, and cultural attractions, offering a charming atmosphere for both locals and visitors. The city is also known for its craft breweries and has gained recognition as a center for innovative brewing in Southern California. Vista hosts numerous community events throughout the year, including the popular Vista Strawberry Festival, celebrating the local agriculture. Additionally, its proximity to the Pacific coast allows residents to enjoy beautiful beaches just a short drive away. With a strong sense of community, great schools, and a focus on sustainability, Vista is an ideal place for families, professionals, and retirees looking for a friendly and engaging environment to call home.

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