Quick facts: Swainsboro, GA

Quick Facts

97.5
Cost of Living
below US average
7,583
Population
24.0
Crime Rate per 1000
above US average
$44,491
Median Income
below US average
$189,000
Median House Price
above US average
$1350.0
Average Rent
below US average
24%
Poverty Rate
above US average
5.0%
Unemployment Rate
above US average

πŸ’΅ Affordability Calculator

Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $44,491.

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Income Needed to Buy

βœ— Stretch
$59k/year
Based on $189,000 median home price
Assumes 30-year mortgage at 7% with 20% down payment
⚠️ Requires $59k vs median $44,491
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Income Needed to Rent

⚠ Stretch
$58k/year
Based on $1350.0/month average rent
Annual income where rent = 28% of gross
⚠️ Requires $58k vs median $44,491
πŸ’‘ 28/36 Rule: Housing ≀28% of gross income, total debt ≀36%. This is a guideline used by many lenders.

Overview for Swainsboro, GA

Swainsboro is a charming city located in Emanuel County, Georgia, known for its rich Southern heritage and friendly atmosphere. With a population of around 7,000, it offers a small-town feel while providing access to various amenities and recreational activities. Founded in the early 19th century, Swainsboro boasts numerous historic sites, including the iconic Swainsboro Historic District and the original Emanuel County Courthouse. The city’s cultural scene is vibrant, featuring local events like the annual Swainsboro Blueberry Festival, which celebrates the region's agriculture and brings together locals and visitors for a weekend of fun. Outdoor enthusiasts can enjoy the nearby parks and recreational areas, including the popular Swainsboro Golf Club and various fishing spots. The city’s location also allows easy access to nearby urban centers like Augusta and Savannah, making it ideal for both relaxation and exploration. Swainsboro has a warm community spirit, with various local shops, restaurants, and schools that contribute to its appealing lifestyle. Overall, it embodies the essence of classic Southern living, making it a unique place to visit or reside.

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