Quick facts: Smith center, KS

Quick Facts

97.6
Cost of Living
below US average
1,561
Population
16.02
Crime Rate per 1000
below US average
$49,444
Median Income
below US average
$159,900
Median House Price
above US average
$1299
Average Rent
below US average
10%
Poverty Rate
below US average
3.2%
Unemployment Rate
below US average

πŸ’΅ Affordability Calculator

Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $49,444.

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Income Needed to Buy

βœ— Stretch
$50k/year
Based on $159,900 median home price
Assumes 30-year mortgage at 7% with 20% down payment
⚠️ Requires $50k vs median $49,444
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Income Needed to Rent

⚠ Stretch
$56k/year
Based on $1299/month average rent
Annual income where rent = 28% of gross
⚠️ Requires $56k vs median $49,444
πŸ’‘ 28/36 Rule: Housing ≀28% of gross income, total debt ≀36%. This is a guideline used by many lenders.

Overview for Smith center, KS

Smith Center is a charming small town located in north-central Kansas, known for its rich history and welcoming community atmosphere. As the county seat of Smith County, it has a population of around 1,500 residents and serves as a hub for local agriculture and commerce. The town is surrounded by beautiful prairies and farmland, offering picturesque views and outdoor recreational opportunities. Smith Center is home to the renowned Smith County Historical Society Museum, which showcases the area's history and heritage. The community hosts various events throughout the year, including festivals and farmer’s markets, fostering a vibrant local culture. The small-town lifestyle promotes a strong sense of community, with numerous local shops, restaurants, and parks. Education is an integral part of Smith Center, with well-regarded schools serving the area. The town is also conveniently situated along U.S. Route 36, providing easy access to nearby cities and attractions. Overall, Smith Center is a peaceful retreat that offers a glimpse into classic Midwestern life, making it an ideal place for families and those seeking a close-knit community.

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