Quick facts: Ruskin, FL

Quick Facts

107.5
Cost of Living
above US average
28,878
Population
7.62
Crime Rate per 1000
below US average
$73,828
Median Income
below US average
$299,900
Median House Price
above US average
$2635.54
Average Rent
above US average
11%
Poverty Rate
above US average
3.5%
Unemployment Rate
below US average

πŸ’΅ Affordability Calculator

Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $73,828.

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Income Needed to Buy

βœ— Stretch
$94k/year
Based on $299,900 median home price
Assumes 30-year mortgage at 7% with 20% down payment
⚠️ Requires $94k vs median $73,828
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Income Needed to Rent

⚠ Stretch
$113k/year
Based on $2635.54/month average rent
Annual income where rent = 28% of gross
⚠️ Requires $113k vs median $73,828
πŸ’‘ 28/36 Rule: Housing ≀28% of gross income, total debt ≀36%. This is a guideline used by many lenders.

Overview for Ruskin, FL

Ruskin is a charming coastal community located in Hillsborough County, Florida, just south of Tampa. Known for its picturesque waterfront views and a laid-back atmosphere, Ruskin offers a blend of natural beauty and suburban living. The area is enriched by its proximity to Tampa Bay, making it an excellent spot for fishing, boating, and other water-based activities. Ruskin is also home to the popular Circles in the Forest, a nature preserve that showcases Florida's unique ecosystems. The community thrives on its agricultural roots; local farms provide fresh produce and a glimpse into the region's rich agricultural heritage. The town regularly hosts events that promote local culture and activities, fostering a strong sense of community among residents. With a growing population, Ruskin has seen developments in residential housing, dining, and shopping, making it an appealing choice for families and retirees alike. The nearby beaches, parks, and recreational facilities further enhance the quality of life here. Overall, Ruskin serves as a tranquil retreat while being conveniently close to the urban amenities of the greater Tampa area.

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