Quick facts: Roach, MO

Quick Facts

94.1
Cost of Living
below US average
579
Population
17.27
Crime Rate per 1000
below US average
$46,000
Median Income
below US average
$165,000
Median House Price
above US average
$1340
Average Rent
below US average
12%
Poverty Rate
above US average
3.5%
Unemployment Rate
below US average

πŸ’΅ Affordability Calculator

Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $46,000.

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Income Needed to Buy

βœ— Stretch
$52k/year
Based on $165,000 median home price
Assumes 30-year mortgage at 7% with 20% down payment
⚠️ Requires $52k vs median $46,000
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Income Needed to Rent

⚠ Stretch
$57k/year
Based on $1340/month average rent
Annual income where rent = 28% of gross
⚠️ Requires $57k vs median $46,000
πŸ’‘ 28/36 Rule: Housing ≀28% of gross income, total debt ≀36%. This is a guideline used by many lenders.

Overview for Roach, MO

Roach, Missouri is a small, charming community located in Camden County, in the central part of the state. Nestled near the beautiful Lake of the Ozarks, Roach offers residents and visitors scenic views and access to a variety of outdoor recreational activities. The area is characterized by its lush forests, rolling hills, and serene waters, making it a perfect spot for nature enthusiasts. Roach is primarily a residential area, reflecting a rural lifestyle with close-knit community ties. The town is known for its peaceful atmosphere and is ideal for those seeking a quiet retreat from the busyness of urban life. The surrounding region offers opportunities for fishing, boating, hiking, and camping, contributing to its appeal as a getaway destination. Local amenities may be limited, but the nearby towns provide essential services, dining, and shopping options. Additionally, the larger city of Osage Beach is just a short drive away, offering more extensive recreational options, entertainment, and shopping experiences. Overall, Roach combines small-town charm with the natural beauty of Missouri’s Ozarks, making it an inviting place to live or visit.

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