Quick facts: Ogden, UT

Quick Facts

105.9
Cost of Living
above US average
86,825
Population
30.94
Crime Rate per 1000
above US average
$66,226
Median Income
below US average
$559,000
Median House Price
above US average
$1527.35
Average Rent
above US average
10%
Poverty Rate
below US average
4.2%
Unemployment Rate
above US average

πŸ’΅ Affordability Calculator

Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $66,226.

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Income Needed to Buy

βœ— Stretch
$175k/year
Based on $559,000 median home price
Assumes 30-year mortgage at 7% with 20% down payment
⚠️ Requires $175k vs median $66,226
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Income Needed to Rent

βœ“ Affordable
$65k/year
Based on $1527.35/month average rent
Annual income where rent = 28% of gross
πŸ“Š Median income ($66,226) exceeds requirement
πŸ’‘ 28/36 Rule: Housing ≀28% of gross income, total debt ≀36%. This is a guideline used by many lenders.

Overview for Ogden, UT

Ogden, Utah, is a vibrant city located in Weber County, nestled against the backdrop of the Wasatch Mountains. Founded in the mid-19th century, it has a rich history linked to the transcontinental railroad, which significantly influenced its development. Known for its charming downtown area, Ogden features a mix of historic architecture and modern amenities, making it an attractive destination for both residents and visitors. The city offers a variety of recreational opportunities, thanks to its proximity to outdoor activities such as hiking, skiing, and mountain biking. Nearby attractions include the Wasatch-Cache National Forest and the famous Snowbasin Resort, which hosted events during the 2002 Winter Olympics. Ogden is also home to the Hill Air Force Base, a significant contributor to the local economy. Culturally, Ogden boasts a thriving arts scene, highlighted by the Ogden Symphony Ballet and several annual festivals. Its diverse culinary landscape features everything from local eateries to international cuisine. With a strong sense of community, vibrant history, and access to natural beauty, Ogden is a gem in northern Utah.

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