Quick facts: Mount pleasant, TX

Quick Facts

102.3
Cost of Living
above US average
16,015
Population
22.04
Crime Rate per 1000
below US average
$51,689
Median Income
below US average
$229,999
Median House Price
above US average
$1810.71
Average Rent
above US average
13%
Poverty Rate
above US average
4.5%
Unemployment Rate
above US average

πŸ’΅ Affordability Calculator

Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $51,689.

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Income Needed to Buy

βœ— Stretch
$72k/year
Based on $229,999 median home price
Assumes 30-year mortgage at 7% with 20% down payment
⚠️ Requires $72k vs median $51,689
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Income Needed to Rent

⚠ Stretch
$78k/year
Based on $1810.71/month average rent
Annual income where rent = 28% of gross
⚠️ Requires $78k vs median $51,689
πŸ’‘ 28/36 Rule: Housing ≀28% of gross income, total debt ≀36%. This is a guideline used by many lenders.

Overview for Mount pleasant, TX

Mount Pleasant is a charming city located in the northeastern part of Texas, primarily situated in Titus County. Known for its small-town atmosphere and rich history, Mount Pleasant offers a blend of cultural heritage and modern amenities. The city is recognized for its vibrant community, with numerous local events and festivals that highlight its traditions and agricultural roots. The downtown area features a variety of shops, restaurants, and historical buildings, making it a pleasant area to explore. Mount Pleasant is also home to the beautiful Lake Bob Sandlin, providing recreational opportunities such as fishing, boating, and picnicking. Education is a cornerstone of the community, with quality schools and nearby colleges enhancing the city's appeal for families. Outdoor enthusiasts can enjoy the neighboring parks and nature trails, offering a perfect retreat for hiking and wildlife observation. With its welcoming community spirit, affordable living, and convenient access to larger metropolitan areas, Mount Pleasant represents a perfect blend of tranquility and opportunity for residents and visitors alike.

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