Quick facts: Montoursville, PA

Quick Facts

101.5
Cost of Living
above US average
4,699
Population
10.64
Crime Rate per 1000
below US average
$63,899
Median Income
below US average
$274,900
Median House Price
above US average
$1381.25
Average Rent
below US average
10%
Poverty Rate
below US average
4.5%
Unemployment Rate
above US average

πŸ’΅ Affordability Calculator

Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $63,899.

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Income Needed to Buy

βœ— Stretch
$86k/year
Based on $274,900 median home price
Assumes 30-year mortgage at 7% with 20% down payment
⚠️ Requires $86k vs median $63,899
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Income Needed to Rent

βœ“ Affordable
$59k/year
Based on $1381.25/month average rent
Annual income where rent = 28% of gross
πŸ“Š Median income ($63,899) exceeds requirement
πŸ’‘ 28/36 Rule: Housing ≀28% of gross income, total debt ≀36%. This is a guideline used by many lenders.

Overview for Montoursville, PA

Montoursville is a charming borough located in Lycoming County, Pennsylvania. Nestled at the confluence of the Loyalsock Creek and the Susquehanna River, it offers picturesque landscapes and a small-town atmosphere. With a population of around 4,000 residents, Montoursville is known for its friendly community and strong local ties. The borough features a mix of residential areas, parks, and local businesses. Montoursville is also home to the Montoursville Area School District, which serves the educational needs of children in the community. Recreational opportunities abound, with local parks providing spaces for sports, picnics, and outdoor activities. The nearby Susquehanna River offers options for fishing, boating, and other water sports. Montoursville is conveniently located just a few miles from Williamsport, the county seat, which boasts additional amenities, shopping, and cultural activities. Overall, Montoursville embodies a blend of small-town charm and access to larger urban benefits, making it a pleasant place to live and visit.

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