Quick facts: Moberly, MO

Quick Facts

94.1
Cost of Living
below US average
13,774
Population
18.3
Crime Rate per 1000
below US average
$39,332
Median Income
below US average
$149,900
Median House Price
above US average
$1116.67
Average Rent
below US average
13%
Poverty Rate
above US average
4.2%
Unemployment Rate
above US average

πŸ’΅ Affordability Calculator

Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $39,332.

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Income Needed to Buy

βœ— Stretch
$47k/year
Based on $149,900 median home price
Assumes 30-year mortgage at 7% with 20% down payment
⚠️ Requires $47k vs median $39,332
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Income Needed to Rent

⚠ Stretch
$48k/year
Based on $1116.67/month average rent
Annual income where rent = 28% of gross
⚠️ Requires $48k vs median $39,332
πŸ’‘ 28/36 Rule: Housing ≀28% of gross income, total debt ≀36%. This is a guideline used by many lenders.

Overview for Moberly, MO

Moberly is a charming city located in Randolph County, Missouri, known for its rich history and community-driven atmosphere. With a population of around 13,000 residents, Moberly serves as a hub for both local commerce and industry. It plays a vital role in the northeast region of Missouri, offering a blend of small-town charm and accessible amenities. The city’s history dates back to the mid-19th century, originally established as a railroad town, which helped spur its growth. Moberly is home to several historical sites, including the Moberly Depot and the city's downtown area, which boasts a mix of unique shops and local eateries. Outdoor enthusiasts can enjoy various parks, including the expansive Nifong Park, which offers recreational facilities, playgrounds, and scenic walking trails. The city also places emphasis on education, with schools that are part of the Moberly School District and the nearby Moberly Area Community College, providing opportunities for higher education and lifelong learning. Moberly's friendly community vibe, coupled with its historical significance and recreational offerings, make it a delightful place for both residents and visitors.

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