Quick facts: Livingston, TX

Quick Facts

99.5
Cost of Living
below US average
5,784
Population
67.95
Crime Rate per 1000
above US average
$47,952
Median Income
below US average
$160,000
Median House Price
above US average
$1384.89
Average Rent
below US average
12%
Poverty Rate
above US average
3.5%
Unemployment Rate
below US average

πŸ’΅ Affordability Calculator

Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $47,952.

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Income Needed to Buy

βœ— Stretch
$50k/year
Based on $160,000 median home price
Assumes 30-year mortgage at 7% with 20% down payment
⚠️ Requires $50k vs median $47,952
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Income Needed to Rent

⚠ Stretch
$59k/year
Based on $1384.89/month average rent
Annual income where rent = 28% of gross
⚠️ Requires $59k vs median $47,952
πŸ’‘ 28/36 Rule: Housing ≀28% of gross income, total debt ≀36%. This is a guideline used by many lenders.

Overview for Livingston, TX

Livingston is the county seat of Polk County, Texas, situated in the scenic East Texas piney woods. Known for its friendly small-town atmosphere, Livingston is surrounded by beautiful lakes and outdoor recreational opportunities, making it a popular spot for fishing, boating, and camping. The city is located conveniently along U.S. Highway 59, providing easy access to nearby cities like Houston and Lufkin. The town is characterized by its charming downtown area, featuring a variety of local shops, restaurants, and historical buildings. Major events such as the annual Polk County Fair attract visitors and showcase the community's vibrant culture. Livingston is also home to Lake Livingston, one of the largest lakes in Texas, providing a perfect backdrop for various outdoor activities and water sports. Residents enjoy a slower pace of life with a strong sense of community, making it an appealing place for families and retirees alike. With a rich history and a host of recreational options, Livingston offers a unique blend of small-town charm and access to nature.

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