Quick facts: Kaneohe, HI

Quick Facts

148.9
Cost of Living
above US average
35,493
Population
9.21
Crime Rate per 1000
below US average
$120,451
Median Income
above US average
$1,099,000
Median House Price
above US average
$4528.0
Average Rent
above US average
8%
Poverty Rate
below US average
2.5%
Unemployment Rate
below US average

πŸ’΅ Affordability Calculator

Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $120,451.

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Income Needed to Buy

βœ— Stretch
$345k/year
Based on $1,099,000 median home price
Assumes 30-year mortgage at 7% with 20% down payment
⚠️ Requires $345k vs median $120,451
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Income Needed to Rent

⚠ Stretch
$194k/year
Based on $4528.0/month average rent
Annual income where rent = 28% of gross
⚠️ Requires $194k vs median $120,451
πŸ’‘ 28/36 Rule: Housing ≀28% of gross income, total debt ≀36%. This is a guideline used by many lenders.

Overview for Kaneohe, HI

Kaneohe is a picturesque town located on the eastern coast of the island of Oahu, Hawaii. Nestled between the lush Ko'olau Mountains and the stunning Kaneohe Bay, it boasts a tropical climate and breathtaking scenery. The town is a blend of residential neighborhoods and natural beauty, making it an ideal destination for outdoor enthusiasts and families alike. Kaneohe is home to popular attractions such as the Kaneohe Sandbar, a tidal flat that offers a unique beach experience during low tide, and the Kaneohe Bay, known for its azure waters and opportunities for kayaking, snorkeling, and boating. The area is rich in cultural history, with sites like the Byodo-In Temple, a stunning replica of a 950-year-old Buddhist temple in Japan, surrounded by tranquil gardens. The town also offers various hiking trails, including the famous Olomana Trail, which provides panoramic views of the island. With vibrant local shops, eateries serving delicious Hawaiian cuisine, and a close-knit community atmosphere, Kaneohe captures the essence of island life in Hawaii.

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