Quick facts: Joppa, AL

Quick Facts

93
Cost of Living
below US average
378
Population
39.68
Crime Rate per 1000
above US average
$22,132
Median Income
below US average
$320,000
Median House Price
above US average
$750.0
Average Rent
below US average
18%
Poverty Rate
above US average
3.5%
Unemployment Rate
below US average

πŸ’΅ Affordability Calculator

Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $22,132.

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Income Needed to Buy

βœ— Stretch
$100k/year
Based on $320,000 median home price
Assumes 30-year mortgage at 7% with 20% down payment
⚠️ Requires $100k vs median $22,132
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Income Needed to Rent

⚠ Stretch
$32k/year
Based on $750.0/month average rent
Annual income where rent = 28% of gross
⚠️ Requires $32k vs median $22,132
πŸ’‘ 28/36 Rule: Housing ≀28% of gross income, total debt ≀36%. This is a guideline used by many lenders.

Overview for Joppa, AL

Joppa is a small town nestled in Cullman County, Alabama, with a quaint charm that captures the essence of rural life. As of the latest census, it boasts a population of just over 1,000 residents, making it a close-knit community where neighbors know each other. The town features a mix of beautiful landscapes typical of Alabama, including rolling hills and lush greenery, ideal for outdoor enthusiasts. Joppa is conveniently located near larger cities like Cullman and Arab, providing access to more extensive amenities while retaining its peaceful atmosphere. The town's history is reflected in its historical buildings and community events that celebrate its heritage. Outdoor activities are abundant, with nearby lakes and parks offering fishing, hiking, and relaxing spots for families. Joppa's school system is part of the larger Cullman County district, known for its commitment to education. Overall, Joppa, Alabama, represents a serene and inviting place for those looking to experience a slice of small-town Southern life.

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