Quick facts: Johnsonville, NY

Quick Facts

113.7
Cost of Living
above US average
200
Population
25.0
Crime Rate per 1000
above US average
$60,000
Median Income
below US average
$297,900
Median House Price
above US average
$2943
Average Rent
above US average
10%
Poverty Rate
below US average
4.0%
Unemployment Rate
below US average

πŸ’΅ Affordability Calculator

Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $60,000.

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Income Needed to Buy

βœ— Stretch
$93k/year
Based on $297,900 median home price
Assumes 30-year mortgage at 7% with 20% down payment
⚠️ Requires $93k vs median $60,000
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Income Needed to Rent

⚠ Stretch
$126k/year
Based on $2943/month average rent
Annual income where rent = 28% of gross
⚠️ Requires $126k vs median $60,000
πŸ’‘ 28/36 Rule: Housing ≀28% of gross income, total debt ≀36%. This is a guideline used by many lenders.

Overview for Johnsonville, NY

Johnsonville, NY, is a small hamlet located within the town of Schaghticoke in Rensselaer County. Nestled along the Hoosic River, it showcases the charm of a quaint rural community. The area is characterized by its serene landscapes, including lush greenery and picturesque views of the surrounding hills. Though it is primarily residential, Johnsonville offers a close-knit community atmosphere, with opportunities for outdoor activities like hiking, fishing, and enjoying nature. Its proximity to larger towns and cities, such as Troy and Albany, helps residents enjoy a peaceful living environment while having easy access to urban amenities. The local economy is supported by a mix of agriculture, small businesses, and nearby industry. Johnsonville is also known for its historical significance, with several buildings and sites that reflect its rich history and heritage. Overall, Johnsonville, NY, is an ideal location for those seeking tranquility and a connection with nature, while still being within reach of the cultural and recreational offerings of the Capital Region.

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