Quick facts: Jefferson, GA

Quick Facts

97.5
Cost of Living
below US average
15,286
Population
8.05
Crime Rate per 1000
below US average
$95,850
Median Income
above US average
$458,200
Median House Price
above US average
$2407.27
Average Rent
above US average
10%
Poverty Rate
below US average
3.5%
Unemployment Rate
below US average

πŸ’΅ Affordability Calculator

Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $95,850.

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Income Needed to Buy

βœ— Stretch
$144k/year
Based on $458,200 median home price
Assumes 30-year mortgage at 7% with 20% down payment
⚠️ Requires $144k vs median $95,850
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Income Needed to Rent

⚠ Stretch
$103k/year
Based on $2407.27/month average rent
Annual income where rent = 28% of gross
⚠️ Requires $103k vs median $95,850
πŸ’‘ 28/36 Rule: Housing ≀28% of gross income, total debt ≀36%. This is a guideline used by many lenders.

Overview for Jefferson, GA

Jefferson is a charming city located in Jackson County, Georgia. Known for its small-town atmosphere and rich history, it has become a welcoming community for both residents and visitors. The city boasts a variety of local shops, restaurants, and parks, making it an ideal place for family outings and outdoor activities. The historic downtown area reflects its heritage with well-preserved buildings and landmarks, including the Jefferson Civic Center and the Jackson County Historical Society. Jefferson is also home to several annual events and festivities that promote community spirit, such as the annual Jefferson Dragon Boat Festival, which attracts participants from across the region. The city's proximity to major highways facilitates easy access to nearby cities like Athens and Gainesville, enhancing its appeal to commuters. Additionally, Jefferson's educational institutions, including public schools under the Jackson County School System, provide quality education options for families. With a growing population and a focus on community development, Jefferson combines the charm of a small town with the conveniences of modern living, making it a delightful place to reside or visit.

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