Quick facts: Holland, TX

Quick Facts

99.5
Cost of Living
below US average
1,108
Population
11.73
Crime Rate per 1000
below US average
$53,000
Median Income
below US average
$369,000
Median House Price
above US average
$1445.0
Average Rent
above US average
14%
Poverty Rate
above US average
5.1%
Unemployment Rate
above US average

πŸ’΅ Affordability Calculator

Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $53,000.

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Income Needed to Buy

βœ— Stretch
$116k/year
Based on $369,000 median home price
Assumes 30-year mortgage at 7% with 20% down payment
⚠️ Requires $116k vs median $53,000
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Income Needed to Rent

⚠ Stretch
$62k/year
Based on $1445.0/month average rent
Annual income where rent = 28% of gross
⚠️ Requires $62k vs median $53,000
πŸ’‘ 28/36 Rule: Housing ≀28% of gross income, total debt ≀36%. This is a guideline used by many lenders.

Overview for Holland, TX

Holland, Texas, is a small charming town located in Bell County. Situated roughly 70 miles north of Austin and around 30 miles southeast of Killeen, it offers a close-knit community atmosphere with a friendly vibe. Established in the late 19th century, Holland has historical roots that contribute to its unique character. The town is known for its agriculture, and you can often see vast fields surrounding it. As a rural community, Holland provides a quiet lifestyle with a focus on family and community gatherings. Events like local fairs and festivals showcase the town's welcoming spirit. Holland is served by the Holland Independent School District, which emphasizes a strong education for its students. The area offers a few local shops and eateries, creating a quaint small-town experience. While it lacks the hustle and bustle of larger cities, its proximity to urban centers allows residents to enjoy both tranquility and accessibility to metropolitan amenities. The town's beautiful Texas landscapes make it a delightful place for nature lovers and anyone seeking a slower pace of life.

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