Quick facts: Harper, TX

Quick Facts

99.5
Cost of Living
below US average
1,214
Population
4.12
Crime Rate per 1000
below US average
$65,375
Median Income
below US average
$285,000
Median House Price
above US average
$1100.0
Average Rent
below US average
15%
Poverty Rate
above US average
3.5%
Unemployment Rate
below US average

πŸ’΅ Affordability Calculator

Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $65,375.

🏠

Income Needed to Buy

βœ— Stretch
$89k/year
Based on $285,000 median home price
Assumes 30-year mortgage at 7% with 20% down payment
⚠️ Requires $89k vs median $65,375
🏒

Income Needed to Rent

βœ“ Affordable
$47k/year
Based on $1100.0/month average rent
Annual income where rent = 28% of gross
πŸ“Š Median income ($65,375) exceeds requirement
πŸ’‘ 28/36 Rule: Housing ≀28% of gross income, total debt ≀36%. This is a guideline used by many lenders.

Overview for Harper, TX

Harper, Texas, is a small unincorporated community located in the Texas Hill Country, primarily within Gillespie County. This quaint town, situated along U.S. Route 290, is approximately 25 miles northwest of Kerrville and about 60 miles west of San Antonio. With a population of just a few hundred residents, Harper offers a close-knit, rural atmosphere that attracts those who appreciate a slower pace of life. The area is characterized by its picturesque landscapes, featuring rolling hills, expansive ranches, and a rich variety of native flora and fauna. Harper is known for its friendly community spirit and classic Texas charm, which can be seen in local events and gatherings. Outdoor enthusiasts can enjoy activities such as hiking, bird watching, and stargazing, thanks to the clear night skies typical of the region. The town is also just a short drive away from various attractions in the Hill Country, including Enchanted Rock State Natural Area, wineries, and the vibrant towns of Fredericksburg and Comfort. Harper embodies a serene escape, perfect for those looking to explore the beauty and tranquility of rural Texas.

πŸ” Search & Compare Places

First Location πŸ“