Quick facts: Hardyville, VA

Quick Facts

106
Cost of Living
above US average
125
Population
80.0
Crime Rate per 1000
above US average
$60,000
Median Income
below US average
$478,000
Median House Price
above US average
$1935
Average Rent
above US average
10%
Poverty Rate
below US average
5.0%
Unemployment Rate
above US average

πŸ’΅ Affordability Calculator

Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $60,000.

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Income Needed to Buy

βœ— Stretch
$150k/year
Based on $478,000 median home price
Assumes 30-year mortgage at 7% with 20% down payment
⚠️ Requires $150k vs median $60,000
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Income Needed to Rent

⚠ Stretch
$83k/year
Based on $1935/month average rent
Annual income where rent = 28% of gross
⚠️ Requires $83k vs median $60,000
πŸ’‘ 28/36 Rule: Housing ≀28% of gross income, total debt ≀36%. This is a guideline used by many lenders.

Overview for Hardyville, VA

Hardyville is a small, unincorporated community located in Middlesex County, Virginia. Nestled near the Rappahannock River, Hardyville is characterized by its rural charm and scenic landscapes. The area is known for its natural beauty, featuring lush greenery, waterways, and tranquil surroundings that attract visitors seeking a peaceful retreat. The community’s location provides access to various outdoor activities such as fishing, boating, and hiking, thanks to its proximity to the river and nearby parks. Hardyville is also close to the historic towns of Urbanna and Deltaville, where residents and visitors can explore local shops, restaurants, and cultural sites. Though it may be small, Hardyville is representative of Virginia's rich heritage, with nearby historical landmarks that highlight the region's past. The sense of community and slower-paced lifestyle make Hardyville an appealing choice for those looking to escape the hustle and bustle of larger cities. Overall, Hardyville offers a quaint and inviting atmosphere, perfect for those who appreciate nature and a close-knit community.

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