Quick facts: Clayville, NY

Quick Facts

113.7
Cost of Living
above US average
337
Population
Crime rate Data is updating, will be available soon
$84,500
Median Income
above US average
$119,900
Median House Price
above US average
$2943
Average Rent
above US average
Poverty rate Data is updating, will be available soon
Unemployment Data is updating, will be available soon

πŸ’΅ Affordability Calculator

Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $84,500.

🏠

Income Needed to Buy

βœ“ Affordable
$38k/year
Based on $119,900 median home price
Assumes 30-year mortgage at 7% with 20% down payment
πŸ“Š Median income ($84,500) exceeds requirement
🏒

Income Needed to Rent

⚠ Stretch
$126k/year
Based on $2943/month average rent
Annual income where rent = 28% of gross
⚠️ Requires $126k vs median $84,500
πŸ’‘ 28/36 Rule: Housing ≀28% of gross income, total debt ≀36%. This is a guideline used by many lenders.

Overview for Clayville, NY

Clayville is a small hamlet located in the town of Paris in Oneida County, New York. Nestled in upstate New York, it offers a rural atmosphere with a close-knit community feel. The area is characterized by its scenic landscapes, including rolling hills and wooded areas, making it ideal for outdoor activities such as hiking, biking, and nature walks. Clayville is primarily residential, with a mix of historic homes and newer constructions. It’s conveniently situated near major highways, providing access to nearby larger towns and cities, such as Utica and Rome, which offer additional amenities, shopping, and entertainment options. The hamlet has a small rural charm, with local businesses catering to the community's needs. Residents enjoy the tranquility of a pastoral lifestyle while still being within reach of urban conveniences. The local school system reflects the community's commitment to education, serving the children of Clayville and surrounding areas. Overall, Clayville is a quaint place ideal for those seeking a peaceful, country living experience while being close to more populous regions in New York.

πŸ” Search & Compare Places

First Location πŸ“