Quick facts: Centereach, NY

Quick Facts

113.7
Cost of Living
above US average
31,889
Population
6.46
Crime Rate per 1000
below US average
$122,462
Median Income
above US average
$689,000
Median House Price
above US average
$3689.05
Average Rent
above US average
6%
Poverty Rate
below US average
3.4%
Unemployment Rate
below US average

πŸ’΅ Affordability Calculator

Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $122,462.

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Income Needed to Buy

βœ— Stretch
$216k/year
Based on $689,000 median home price
Assumes 30-year mortgage at 7% with 20% down payment
⚠️ Requires $216k vs median $122,462
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Income Needed to Rent

⚠ Stretch
$158k/year
Based on $3689.05/month average rent
Annual income where rent = 28% of gross
⚠️ Requires $158k vs median $122,462
πŸ’‘ 28/36 Rule: Housing ≀28% of gross income, total debt ≀36%. This is a guideline used by many lenders.

Overview for Centereach, NY

Centereach is a census-designated place located in Suffolk County, New York, on Long Island. It falls under the Town of Brookhaven and offers a suburban atmosphere with a blend of residential, commercial, and recreational spaces. Centereach is known for its family-friendly environment, with a range of schools, parks, and community services. The area offers various dining options, shopping centers, and local businesses, making it convenient for residents. Centereach is also home to several parks, including the Southaven County Park, which provides opportunities for outdoor activities like hiking, picnicking, and nature exploration. The community is well-connected through major roadways, facilitating easy access to nearby towns and attractions. Proximity to Long Island's beautiful beaches and recreational areas enhances its appeal. While Centereach itself is primarily residential, residents benefit from the cultural and entertainment options available in nearby cities like Patchogue and Stony Brook. Overall, Centereach offers a balanced suburban lifestyle, characterized by a sense of community, access to nature, and convenient amenities, making it a desirable location for families and individuals alike.

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