Quick facts: Cedarbluff, MS

Quick Facts

92.7
Cost of Living
below US average
170
Population
58.82
Crime Rate per 1000
above US average
$60,000
Median Income
below US average
$189,225
Median House Price
above US average
$1390.0
Average Rent
below US average
15%
Poverty Rate
above US average
5.0%
Unemployment Rate
above US average

πŸ’΅ Affordability Calculator

Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $60,000.

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Income Needed to Buy

βœ“ Affordable
$59k/year
Based on $189,225 median home price
Assumes 30-year mortgage at 7% with 20% down payment
πŸ“Š Median income ($60,000) exceeds requirement
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Income Needed to Rent

βœ“ Affordable
$60k/year
Based on $1390.0/month average rent
Annual income where rent = 28% of gross
πŸ“Š Median income ($60,000) exceeds requirement
πŸ’‘ 28/36 Rule: Housing ≀28% of gross income, total debt ≀36%. This is a guideline used by many lenders.

Overview for Cedarbluff, MS

Cedar Bluff is a small, unincorporated community located in the northeastern part of Mississippi, in Clay County. Nestled primarily along the banks of the Tombigbee River, the area is characterized by its picturesque natural landscapes, including dense woods and rural farmlands. Cedar Bluff offers a tranquil lifestyle with a tight-knit community feel, making it ideal for those seeking a peaceful retreat away from the hustle and bustle of larger cities. The community is near larger towns, such as West Point and Starkville, providing residents with access to more extensive amenities, shopping, and healthcare services. Outdoor enthusiasts will appreciate the nearby recreational opportunities, including fishing, boating, and hiking in the surrounding natural areas. The region’s rich history and culture are found in local traditions and events. Cedar Bluff has a small-town charm, with essential services and a few local businesses catering to the everyday needs of its residents. Its proximity to larger urban centers allows for convenience while maintaining the serenity of rural living.

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