Quick facts: Bern, KS

Quick Facts

97.6
Cost of Living
below US average
161
Population
211.18
Crime Rate per 1000
above US average
$61,250
Median Income
below US average
$227,084
Median House Price
above US average
$1299
Average Rent
below US average
9%
Poverty Rate
below US average
3.5%
Unemployment Rate
below US average

πŸ’΅ Affordability Calculator

Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $61,250.

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Income Needed to Buy

βœ— Stretch
$71k/year
Based on $227,084 median home price
Assumes 30-year mortgage at 7% with 20% down payment
⚠️ Requires $71k vs median $61,250
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Income Needed to Rent

βœ“ Affordable
$56k/year
Based on $1299/month average rent
Annual income where rent = 28% of gross
πŸ“Š Median income ($61,250) exceeds requirement
πŸ’‘ 28/36 Rule: Housing ≀28% of gross income, total debt ≀36%. This is a guideline used by many lenders.

Overview for Bern, KS

Bern is a small town located in northeastern Kansas, within Nemaha County. It has a rich history that dates back to the 19th century, reflecting a tight-knit community atmosphere. With a population of just over 100 residents, Bern is known for its rural charm, peaceful living, and friendly community. The town is characterized by its scenic landscapes, with rolling hills and open fields that provide a tranquil environment. Local agriculture plays a significant role in the economy, with many residents involved in farming and related activities. Bern hosts a few local events that foster community spirit, offering opportunities for residents to come together. Its proximity to larger towns like Seneca and Holton means residents can access additional services and amenities while enjoying the quiet lifestyle of a small town. For nature lovers, the area is ideal for outdoor activities such as hiking and birdwatching, making it a peaceful retreat for those looking to escape the hustle and bustle of urban life. Overall, Bern is a quaint and inviting destination for anyone seeking a slower pace in the heart of Kansas.

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